Why not all debt is equal

Believe it or not, not all debt is bad and so not all debts are created equal. Although we all find it satisfying to see our debts in decline simultaneously, perhaps it is not the most effective strategy. Rather, it can be more advantageous to identify and categorise your debts according to their interest obligations…

What to expect from your finance consultant

Are you looking to make a sizeable purchase that will require financing? Like the majority of people in your situation, you might be considering to use a broker to assist you to complete the transaction. However with so many to choose from, how do you know you are getting value for money? To ensure you…

How it can take a whole family to buy a house

The rapid inflation of housing prices has left younger generations with the harsh reality that purchasing their own home could be out of their reach indefinitely. While saving enough to just afford the deposit can be a daunting task in itself, there is an alternative method: Family Pledge loans. While traditional methods of sourcing loans…